Thank you for posting this.
Ironically, my stepson is driving today to Fort Hood to report 27DEC for his first duty assignment. He's renting a small 1 or 2-bdrm home probably quite different from the place he might have had using that STOR degree as an actuary. It could be and, likely, will be much worse some day, but for now ...
Merry Christmas, my son
May God Bless you this night.