A few things...
1) Don't worry about the Russian ammo ban. There are billions upon billions of rounds of Russian ammo in the states, and lots of countries produce 7.62x39 ammo. Chinese ammo has been banned outright for 30 years and there's probably still some for sale in the classifieds right now.
2) Like every PSA thread you're going to get lovers and haters, whether they own what you're asking about or not. I always recommend war factory import AKs over domestics. That said, I have an AK-V and an early PSAK-74 and both have been great.
3) Regardless of opinions, PSA has had a TON of issues in its AK family development, the 101 included. That's a fact. They tend to get things right after a few generations of a gun, but I really despise their habit of testing unproven wares on their customers. There are some ongoing first-hand reviews from owners on the AK Files, and as expected, results are mixed. For light duty, casual plinking, you'll probably be fine. Just don't lose your lifetime warranty card.