Kubota L2501

Can anybody school me on the insurance that comes with kubota financing? Seems a bit pricey, but he said it’s a 250 deductible and covers theft, equipment, damage, infestation, pickup etc. which I can see where it’s more coverage than you normally get from your homeowners etc. is it a suckers mark up like you typically see with extended service plans or is it worthwhile?

If I have to ask, I can probably guess the answer, but thought I would check in.
Kubota insurance also pay for damaged tires. That's a huge + My dealer( New South) recommended the top tier which is $100 deductible.
 
I’m pretty sure you know it has to be insured with someone while being financed. I priced insurance with Farm bureau before I decided to go with Kubota.
The Kubota insurance isn’t really that much higher. What I liked was if it was totaled Kubota would pay the purchase price if the tractor instead of prorating it. Just a little more convenient for me to wrap it up with same payment instead of starting another policy. My biggest concern was if it was covered if I ran it into the pond😎
Good to know on NCFB, that’s who I’d use as well. I knew it had to be insured and wanted too anyway, but at about $400 a year it wasn’t terrible but wasn’t cheap. I was worried about theft mostly initially, just going to put it under an open lean too until we get a metal building put up. But the repairs, infestation, pickup & delivery etc. seemed like useful coverage.
 
I’m pretty sure you know it has to be insured with someone while being financed. I priced insurance with Farm bureau before I decided to go with Kubota.
The Kubota insurance isn’t really that much higher. What I liked was if it was totaled Kubota would pay the purchase price if the tractor instead of prorating it. Just a little more convenient for me to wrap it up with same payment instead of starting another policy. My biggest concern was if it was covered if I ran it into the pond😎
Don't shoot the messenger.....but "having " to have insurance is not 100% true.

Buddy at work just bought a Kioti CK3510. When they were doing the paperwork and came to the 'insurance part', he declined it. Sales guy said you have to have it. Buddy said...no I don't. Back and forth a bit...then salesman asked if my buddy was just going to use it on HIS property...Buddy said yes...my property.....then salesguy admitted ok...your homeowners would cover it then...and allowed the sale of the tractor.


Just want you to be INFORMED. Make your own decision and what's best for you.

DS
 
Don't shoot the messenger.....but "having " to have insurance is not 100% true.

Buddy at work just bought a Kioti CK3510. When they were doing the paperwork and came to the 'insurance part', he declined it. Sales guy said you have to have it. Buddy said...no I don't. Back and forth a bit...then salesman asked if my buddy was just going to use it on HIS property...Buddy said yes...my property.....then salesguy admitted ok...your homeowners would cover it then...and allowed the sale of the tractor.


Just want you to be INFORMED. Make your own decision and what's best for you.

DS
That's not at all correct. We'll maybe kioti. But Kubota wants a stand alone policy if it's financed. Either theirs or even an umbrella policy. But not homeowners. As me how I know.
 
That's not at all correct. We'll maybe kioti. But Kubota wants a stand alone policy if it's financed. Either theirs or even an umbrella policy. But not homeowners. As me how I know.
Yeah...I'm sure EACH tractor manufacturer has their policies...and I can definitely see how Kubota would be different than Kioti and be different from John Deere.

DS
 
I love my 2501, ive got a grapple for mine and love it. Itis more capable than one might think...it's cleared a large section of land on our property. Youre close to an hour from me and welco.e to come see what its done here or try it out.
 
That's not at all correct. We'll maybe kioti. But Kubota wants a stand alone policy if it's financed. Either theirs or even an umbrella policy. But not homeowners. As me how I know.
I priced it both ways and found the kubota insurance much more comprehensive and not too much different in price.
 
I have a l2501 with loader best wheelbarrow ever, I just do light bush hogging and driveway scraping seems fine to me.
the 2501 dont have to use def fluid either. how it holds up dont know mine only has 10 hours on it
 
Re insurance, 20 years ago when I bought my Kioti DK65 my NCFB insurance was acceptable to the finance company. It was much less costly to add the tractor to my existing policy than to have a separate policy on it.

My advice to the OP is to buy as much tractor as you can afford. I started with a 39hp Kubota; it wasn't powerful enough for the work that I wanted to do with it, but since it was a large "garden" tractor at least it fit down the trails nicely.
 
Two more questions, getting closer just don’t wanna make a dumb decision if I do. First weighted tires, what goes into having that done? I could see the benefit of adding here, especially if I’m gonna do some subsoil raking.

Second question, I don’t mind a little bit more work, but am I making a bad decision by not going with an HST model? Not really going to be spending eight hours a day five days a week in the field with it so I’m thinking I can deal with the gear model, but I don’t know what I don’t know. Is either one more reliable?
 
Two more questions, getting closer just don’t wanna make a dumb decision if I do. First weighted tires, what goes into having that done? I could see the benefit of adding here, especially if I’m gonna do some subsoil raking.

Second question, I don’t mind a little bit more work, but am I making a bad decision by not going with an HST model? Not really going to be spending eight hours a day five days a week in the field with it so I’m thinking I can deal with the gear model, but I don’t know what I don’t know. Is either one more reliable?
The dealer will have the tires loaded if you ask.

I absolutely hate the hst. I bought the gear drive. I had a 2501 hst. When I needed the power to the ground it would "stall" the pull. They will and do hit the bypass and stop pulling.

As bad as I don't like this guy. This is a perfect example.

 
homeowner tasks (mowing, snow removal, etc) something where you're back and forth a lot, HST

pure tractor duties (tilling, raking...pulling an implement), one direction and you want all the grunt in the world, GEAR

at least thats my take


as for weighted tires, you can by weights to put on the rims or fill the tires
 
I'd definitely get Rim Guard put in the tires. It's beet juice that won't corrode your rims...or freeze etc.

Weight is traction....with Traction you can get work done.
If you are doing a lot of loader work...I'd recommend HST. If the Mrs wants to drive it too...get the HST.
You do lose a small amount of power vs gear...but for homeowners I don't think it matters that much.

Also..when you let off the pedal...tractor slows and then stops....in emergency situations....it's a lot better.....than trying to push clutch in and brakes etc if you're not use to that.

DS
 
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I'd definitely get Rim Guard put in the tires. It's beet juice that won't corrode your rims...or freeze etc.

Weight is traction....with Traction you can get work done.
If you are doing a lot of loader work...I'd recommend HST. If the Mrs wants to drive it too...get the HST.
You do lose a small amount of power vs gear...but for homeowners I don't think it matters that much.

Also..when you let off the pedal...tractor slows and then stops....in emergency situations....it's a lot better.....than trying to push clutch in and brakes etc if you're not use to that.

DS
Which style do you have? Gear or hst?
 
I had a John Deere hst mower and swore I would never own another hst so I got the gear drive L2501. The gear drive model has an accelerator pedal and I use that to control speed. Remember, hst works off of friction of the fluid and generates heat. Under constant load, lots of heat.

As for the tires, they filled mine without me even having to ask.
 
Second question, I don’t mind a little bit more work, but am I making a bad decision by not going with an HST model?
I have a 1964 ford 4000 diesel that is traditional gear and clutch. It was great for mowing fields at my old house, but gets tedious/tiring using the clutch for tight/precise moving doing everything else. And it doesn’t have low range, so requires a lot of clutch use in reverse (geared too high in reverse).
A newer tractor with low range would help with this, and I’m sure the shuttle shift needs less clutch use.
But I got a John Deere 3025 with hydrostatic trans from @Heavy Barrel here on CFF a few years ago when I wanted a tractor with a front end loader. I had my mind set that I didn’t want hydrostatic, but after getting this tractor, I’ve loved it for how I use it - grading work on my driveway with box blade, moving stuff with loader, lifting stuff, moving trailers, etc. I don’t need to mow with it at our house, so no experience mowing with hydrostatic. But it has been so nice for tight/precise movements, and not wearing out my leg on the clutch.
 
dads mx4800 is the shuttle shift gear driven style. he is old school and after having a hyrdo mower he wanted gears like he was used to on the tractor ( have 3 other gear driven tractors). work with the loader very long quickly tires out the left leg kicking that clutch, and thats a stout clutch on the mx series of tractor. honestly for what he uses it for the hst woukd have been fine, but he wanted gears and he write the check so thats what he got.

liquid filled tires were no charge from the dealer (new south) iirc. if you are going to do much work with the bucket you definitely want the liquid filled tires, and youll want an implement hooked up to the rear as a counterweight as well.
 
dads mx4800 is the shuttle shift gear driven style. he is old school and after having a hyrdo mower he wanted gears like he was used to on the tractor ( have 3 other gear driven tractors). work with the loader very long quickly tires out the left leg kicking that clutch, and thats a stout clutch on the mx series of tractor. honestly for what he uses it for the hst woukd have been fine, but he wanted gears and he write the check so thats what he got.

liquid filled tires were no charge from the dealer (new south) iirc. if you are going to do much work with the bucket you definitely want the liquid filled tires, and youll want an implement hooked up to the rear as a counterweight as well.
Ain't that the truth. I had to build a weight. Turned out close to 1400 lbs. And is still a bit tippy at times.
 
I opted for a LX2610 SU. Im happy with the purchase ,however I realize it has limitations on lifting capacity. It does what I need to do.

I went with the same model right when it came out, and it has been wonderful. Put up with lots of abuse (first time tractor owner), moved a ton of material, and does everything we’ve asked of it. DIY service has been super simple too.

Hope you got the tires loaded. It can definitely pick up enough to make the back end dangerously light. Even loaded I still run a weight box full of gravel whenever I’m not using the scrape blade or a pto driven attachment.

Only time I wish I had bought more machine is when I’m running out pto wood chipper. The chipper can handle up to 8” diameter material with the right tractor pushing it, but the little Kubota bogs down with 4” stuff unless I really slow down the autofeed. Just gotta know your limitations.

Really like the little SU.
 
Get the tires loaded. The extra weight provides traction and its unsung weight, the weight doesn't bear on the axles. I've seen tractors with unloaded tires get pushed when they try to stop a towed load. The weight in the tires also has with stability.
 
Pushing almost 2 years on mine. Appx 205hrs. It still amazes me sometimes how much if a workhorse this tractor is.
Never had a reason to take the backhoe off,, used it again today.
The 4-1 bucket is a god send.
 
For 3-4 acres, did you consider the B series as it will run a belly mower for lawn care?
Also has the option of cab with A/C
I would go HST trans
 
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